Home Insurance

Home Owners Insurance

A Homeowners Insurance policy is a policy designed to assist with expenses related to certain hazards, such as fire, hurricane and theft, which can devastate or damage a home or its contents. Home insurance also covers the liabilities homeowners have so that when someone is hurt on their property, they can rely on their policy for medical costs, legal costs and damages.

Renters Insurance

When renting an apartment, an individual may not need to provide insurance to protect the structure itself, but they do need coverage for their personal contents since the landlord does not cover those. Additionally, they should secure liability insurance to cover medical costs and damages in the event a visitor is injured while in their apartment. Rental Insurance offers this type of coverage.

 

Umbrella Policy

When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies.

 

How We Handle Claims

When it comes to processing claims, we do the heavy lifting. We service your needs from start to finish so you don’t have to deal with paperwork - on top of the unforeseen.